The last one’s a game changer

This week the Fed announced that it would be leaving interest rates near 0% until 2023 in hopes that cheap borrowing will incentivize companies to expand and create jobs, and get more Americans back to work. But the announcement also stoked the fire fueling the rising fear of inflation. Cheap borrowing, stimmies, increased unemployment benefits, and city reopenings have created a spending frenzy and the biggest rise in consumer prices in nearly 13 years.

According to the Fed, inflation is projected to be at 3.4% this year instead of the 2% annual inflation rate we’re used to. While prices in…


You know the phrase don’t believe everything you see on social media? Well, it doesn’t only apply to influencers’ waistlines and wrinkle-free faces. It also applies to the advice dished out by the newest category of influencer — the finfluencer.

Finfluencers are financial influencers and they make financial education fun by turning it into a meme or controversial quote and putting it into a beautiful Canva template. And I’m not throwing shade. I mean, I am one of these finfluencers. The problem is that many in this industry aren’t financial experts and shell out a bunch of trash finance tips…


Where the f**k do I start? That’s the million-dollar question when you finally come to the realization that you need to get your financial shit together. And it’s hard to figure out because there is so much contradictory information out there about whether you should pay off debt or invest, what the best investments are, how to budget, and so much more. Trying to sift through everything and decide who’s right is overwhelming and exhausting.

Because of the information overload, many people grasp onto the low-hanging fruit, like budgeting. But saving $3 here and there isn’t going to have much…


There are an endless number of mistakes you can make with your finances. Some are small like forgetting to put in your discount code at the grocery and paying full price for items you could have gotten at a discount. Others are big. Like hundreds of thousands of dollars, big. These are the ones that will make or break your financial future. If you can skip making these, you’ll end up with, well, hundreds of thousands more dollars over your lifetime.

To keep you from falling into a giant money pit, here are the biggest financial killers and how to…


Debt sucks. It eats away at huge chunks of the hard-earned money coming into your bank account every month and festers in the back of your mind. With mounting student loan debt, more and more young people are entering the workforce with colossal student loan payments and lower than expected salaries. Being burdened by this debt so early on in adulthood has birthed the debt freedom movement and made debt the financial villain for many young people. But is all debt actually bad?

Consumer Debt

There are two types of debt and the first is consumer debt, AKA bad debt. This type…


You know that weird guy that just seems to creep up out of nowhere and scare the shit out of you every time he says hello? Well, that guy exists in the investment world too, and he pops up whenever you sell your investments. His name is taxes.

Anytime you realize profits from an investment you have to pay taxes on it, but it gets a little bit more complicated. Taxes, complicated? Who could have guessed it?!

The amount you pay in taxes depends on when you decide to sell your investment and what type of account your investment is…


During the pandemic, saving money has been a hot topic. This is no surprise considering the staggering job losses that affected millions of Americans in early 2020, and the unprecedented number of women dropping out of the workforce due to the stress of juggling work and household duties 24/7. With all of this suffering and uncertainty, Americans turned to their emergency funds for stability, and from March to April of 2020, the US savings more than doubled from 12.7% to 32.2%.

This jump in the savings rate of Americans was well overdue considering most Americans would have had trouble covering…


Image from Canva

Once you learn about the massive cash flow you can earn investing in real estate, you’ll become as obsessed with the idea of owning properties as little girls were with Justin Timberlake in the 90s. By owning just one multifamily, you can get other people to pay your mortgage and start living rent-free. If eliminating one of your biggest expenses sounds great, just wait until you get a few more properties under your belt. You’ll be living rent-free and have thousands of extra dollars flowing in every month. Sounds like living the dream!

But what this fairytale scenario leaves out…


The Creation of the TikTok Investor and What’s Next

Bitcoin, NFTs, Robinhood, Coinbase. Besides constantly being in the headlines like Paris Hilton in the 2000s, what do all of these things have in common? They’re all new developments in the world of Fintech and are revolutionizing an industry.

Financial Technology, or Fintech for short, has been taking the financial industry by storm, but what exactly is it, why is it so popular, and how will it change our lives in the future? Grab your popcorn. We’re going to answer that.

What is Fintech?

Fintech is used to describe any new technology that is intended to improve and automate financial services. This includes…


So you’ve tied the knot, or you’re about to, and you’re thinking about what needs to get done after the wedding. On your post-nuptials to-do list is changing your last name, combining finances, and moving in together… or maybe none of those things.

While traditionally American couples do all of that stuff after marriage, that isn’t the case for many millennials tying the knot these days. Women are keeping their maiden names, living in sin with their lover pre-wedding, and wondering whether they should combine all of their money with their spouse or not. …

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