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About half of Americans are invested in the stock market, and almost all of them are investing through a retirement account like a 401k. While individual stocks like GameStop and Tesla get most of the news coverage, these aren’t the stocks making most people wealthy. Much more wealth is being built through mutual funds, index funds, and ETFs in retirement accounts.

Unfortunately, many of the people investing in these funds don’t know what they’re doing. When I first started contributing to a 401k, I had no clue what investments to pick or how to understand the information they presented to…


With Tips from Jay Z and Beyonce

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Remember in the Wizard of Oz when Dorothy finds out that the Great and Powerful Oz is just a regular guy hiding behind an elaborate display? That’s what it’s like to peer behind the curtain of many “rich” people’s extravagant lives. One peek at their net worth would reveal that a fair number of them are frauds.

Someone’s net worth is a great indicator of whether they’re actually rich or just fake rich. In today’s world, where so much of our lives are broadcast on social media, we’ve been plagued with an epidemic of people who are fake rich. …


All of Your Prenup Questions Answered by a New York Divorce Lawyer

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J.Lo’s love might not cost a thing, but that isn’t the case for many people. Finances are the number two cause of divorce, which means that for many couples, love do cost a thing. When a couple can’t agree on finances while they’re in love, imagine how messy it can get once they decide to split.

To lessen the divorce chaos, couples should get comfortable talking about money before the nuptials and consider signing a prenup. Contrary to popular belief, prenups aren’t just for rich people but can benefit almost any couple. …


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The craziness surrounding the stock market is usually what turns beginners away from investing but last week, Reddit investors changed that. They caused chaos and proved that amateur investors can band together and take down richer, older investors. This show of force empowered young people to start investing in huge numbers.

While I love how invigorated the GameStop battle has gotten people about investing, I’m also worried that newbie investors will fall victim to predatory financial tactics. There is so much misinformation promoting get-rich-quick schemes and risk-free ways to make 1000% returns on platforms like TikTok.

If it were as…


and Made Wall Street Tycoons Lose Billions

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Unless you’ve been living under a rock, you’ve probably heard talk about how Reddit trolls are getting rich investing in GameStop and causing Wall Street fat cats to lose billions. While all of the GameStop drama is riveting, it can also be quite confusing for anyone who isn’t a finance nerd. To help you figure out what’s going on with GameStop so you can enjoy the drama as much as the rest of us, I’m going to simplify the financial concepts that caused Wall Street investors to lose billions, tell you why this battle is such a big deal, and…


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Have you ever wondered what weed, Tesla, and TLC have in common with Joe Biden? Probably not, but you’re about to find out.

If you were hoping this article would provide you with some secret stock tips to help you get rich over the next four years, I’m going to disappoint you. And frankly, that’s because anybody who tells you they know which stocks will go up while Joe Biden is president is full of shit.

Nobody has any idea what the stock market is going to do in the short term. I mean, think about all of the people…


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As the saying goes, there are plenty of fish in the sea. This expression isn’t only true of romantic partners but also of credit cards. The options are endless, they all have different qualities, and you aren’t sure if they have your best intentions at heart when you first meet.

In the endless sea of credit card choices, I’ve ended up dating these 3: the Capital One Venture Card, Amex Blue Cash Preferred, and the Chase Freedom Credit Card. Like my romantic partners, each one of these credit cards has served a different purpose in my life. …


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Taylor Swift has made an absolute killing since the pandemic started. She released not 1, but 2 entire albums while many of us were struggling to get through our days. But it’s 2021 now and the vaccine has shown us the light shining at the end of the quarantine tunnel. There’s finally some hope that 2021 could be a great year.

With our renewed optimism, many of us have set goals that include increasing our income in 2021. Even if you didn’t explicitly set a goal to make more money this year, I’m sure you’d be totally cool with doing…


women opening a gift she doesn’t like and will regift later
women opening a gift she doesn’t like and will regift later
Original Image by Rich Bitch Finance

Picture this. You’re at another gift exchange and unwrapping the box you’ve chosen in front of a large circle of people. You really hope the box is from someone with who comes up with dope Christmas gift ideas, but disappointment sets in when the box’s contents are revealed. It’s another thing you’ll never use.

This is the feeling I used to get every time I sat through a gift exchange. Now don’t get me wrong, I love the fact that I only need to buy one $20 gift instead of spending 10x that to get something for everyone. The problem…


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Image by Rich Bitch Finance

We all have fucked up views about money. For something that affects every single aspect of our lives, you’d think we would have a better relationship with it.

I mean, how do you feel when you think about your money?

Confident, secure, and happy? Or anxious, insecure, and worried?

I’m guessing the latter because a staggering 77% of Americans feel anxious about their financial situations. But what if it didn’t have to be this way?

I mean, even I have negative feelings about my money sometimes, and I’m a finance expert. On paper, I should be super confident about money…

RichBitchFinance

Teaching young women about investing and wealth building so they can become rich bitches!

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